We advance Loan only for Gold @ 75-80% of the Market Gold Value & Our Interest rates & pawn validity are as per the KML Act 1958.

Opposite to the Magistrate Court Big Bazar, Main Road,, Irinjalakuda, Thrissur - 680121





Biju Jose

Working Hours :
  • Monday09:00 AM To 06:00 PM Closed Now
  • Tuesday09:00 AM To 06:00 PM
  • Wednesday09:00 AM To 06:00 PM
  • Thursday09:00 AM To 06:00 PM
  • Friday09:00 AM To 06:00 PM
  • Saturday09:00 AM To 06:00 PM
  • SundayHoliday

Our Firm was set up by late K. T. Lonappan during 1950's for its money lending services head quartered at Irinjalakuda, a suburb of Thrissur District. After his heavenly abode, it was taken over by his sons through a partnership firm under the registered name 'K. T. Lonappan Sons' and incorporated Silver & Gold Jewellery along with, which was then confined only into the gold loan services as per the KML Act 1958. The firm is now carried over to the Third generation and the title of the firm was renamed into KOONANS GOLD LOAN under the same management.

We are proud to state that KTL Group is an ambitiously expanding organization focused on serving our local people in their financial needs. Koonans Gold Loan extends only to the Gold Loan services as per the KML Act, 1958, headquartered at the Main Road of Irinjalakuda, Thrissur District, since 1972. Being a main player in the pitch of the Gold Loan industry, our trustworthy & the loyalty make us one of the leading financier at our hometown for the last five decades with over 7000+ of our valuable customer support from a span of 25 kilometers from the metacenter of this town.

The KTL group has established itself in the business environment, with the sole objective of growing effectively with our clients. The process of setting benchmarks is what has driven us towards growth ever since our beginning. We treasure the dynamism that we have displayed over the years and cherish the trust that our customers have bestowed upon us. We are the pioneers in the Gold Loan sector for about 5 decades and being a family owned business we achieved the Loyalty and goodwill from our valuable customers from all over our suburbs.

Irinjalakuda constitutes more than 100+ Financial and Private Money Lending institutions including Nationalized Banks, Cooperative Banks, Private Bankers, NBFCS, Chit Funds etc where we compete and survived to be the exclusives from time to time. The firm has been in operation for more than 40 years under the same management. The growth of the company has been gradual but continuous over the years, through the reputation and goodwill generated with the customers through the hard and right way. ​

Our history in the private banking sector starts from the early 19th century from our great-grand-father Late Sri. Eluvathingal Koonan Thomas which was then succeeded by our grand-father Late Sri. K T Lonappan during the mid 19th century after all was then taken over by three of his sons, Mr. K L Thomas, Mr. K L Jose & Mr. K L Johnson and continued to be in the field to serve our local people from the need of their emerging fund requirements.

The firm still survives to the exclusive with its extreme goodwill and trustworthy which was put forward in this business since its origin where a lot of common people are being trapped by the hidden charges and untold interest rates and Loan Duration. Our business from our great grand- father continues with its fourth generation, entitled “KOONANS GOLD LOAN”. Our vision to serve the people of our hometown in the form of money push us to bid new branches in its local suburbs within the upcoming years.

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