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GOLD LOAN @ LOWEST RATE. Athirampuzha's Trusted Financial Service provider Since 1924. Athirampuzha’s Most Trusted Gold Loan Experts Since 1924. Our deep-rooted history began with Cherians Bankers and continues through generations as Pandarakalam Business And Finance. We specialize in secure gold loans with the lowest interest rates in the region. Count on our friendly staff, transparent service, and fully insured gold security. Choose tradition and trust for your financial needs.